In addition to eating junk food on a regular basis, I also cook healthy food and investigate new recipes. In fact, I have an ambivalent relationship with food porn sites like Tastespotting and Foodgawker. I dislike their snobbery and picky nature when it comes to their pictures (that means they never accept my pictures and I'm bitter). That being said, I can't fault them for being high-handed about the types of food they'll show because on multiple occasions, I've seen what could be called recipes for what is often called "magic pudding". This is saltine crackers with chocolate pudding and whipped topping that is allowed to sit awhile and then you're supposed to think is a tasty pastry dessert.
I mention this because I've actually sampled the monstrosity of magic pudding before and the truth is that there is something appealing in the mixture of salty and sweet that comes from layering instant pudding on a cracker. The main problem with magic pudding is the part where it sits around for awhile and gets soft kills any sort of texture enjoyment. You essentially have soggy cracker with crappy pudding.
The Zackly cracker makers (made by a company in the Philippines called H & H) probably never heard of magic pudding, but they've got the basic notion down in this offering. Take three saltine crackers and layer chocolate between a pair and banana between the last and middle one. This equals sweet plus salty with subtle banana and chocolate flavors. The fact that the banana isn't too extreme is good since it's so easy to overdo fake banana.
Sorry for the washed out picture. I took 5 and this was the best one, but, really, it's just saltines with hardened goo between the layers... not much to see.
The cream doesn't extend out to the edges of the crackers so it's a very mild taste experience near the edges and only quite sweet and intense near the middle. I'm not sure if this is a good thing or a bad one. As junk food goes, there's something oddly appealing about this. You know it's bad, but if you're in the right mood, it sort of works as a flavor combination and the crispy crackers are quite nice. One triple cracker combo is 135 calories, and it's a fairly good size snack for that. It's essentially the same calorie cost as a Pepperidge Farms Sausalito cookie, which most people are probably going to enjoy more than this.
My husband thought this was a bizarre combination and he wouldn't eat it again, but I liked it in the way that I used to like certain weird food combinations (e.g., cottage cheese with Doritos crumbled in it or French fries dipped in chocolate milk shakes) when I was a child. I can't recommend this, and I don't anticipate buying it again any time soon. It's the sort of thing I may develop a peculiar hankering for once every 3-5 years in a fit of hormonally induced craving or a revival of my child-like tastes in weird food. At only 100 yen ($1.21) for a whole package, it's hardly a financial risk to sample it if you spot it and the general description sounds interesting to you. Just keep your expectations appropriately low.